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        1. Rates

          REGULAR SHARES

          Minimum Opening BalanceRateAPY
          $ 500.00 - $2,499.99 0.05% 0.05%
          $ 2,500.00 - $4,999.99 0.05% 0.05%
          $ 5,000.00 - $9,999.99 0.05% 0.05%
          $10,000.00 – up 0.05% 0.05%

          CUB CLUB SHARES

          Minimum Opening BalanceRateAPY
          $ - $ 100.00 0.05% 0.05%
          $ 100.01 - $ 500.00 0.05% 0.05%
          $ 500.01 - $1,000.00 0.05% 0.05%
          $1,000.01 - $4,999.99 0.05% 0.05%
          $5,000.01 - up 0.05% 0.05%

          IRA SHARES

          Minimum Opening BalanceRateAPY
          $100.00 - up 0.20% 0.20%

          CERTIFICATES

          TermMinimum BalanceRateAPY
          3 months $ 2,000 0.20% 0.20%
          6 months $ 2,000 0.30% 0.30%
          12 months $ 2,000 0.35% 0.35%
          18 months $ 2,000 0.45% 0.45%
          24 months $ 2,000 0.55% 0.55%
          36 months $ 2,000 0.75% 0.75%
          48 months $ 2,000 0.99% 0.99%
          60 months $ 2,000 1.29% 1.29%

          MONEY MARKET

          Minimum Opening BalanceRateAPY
          $ 500.00 - $ 1,000.00 0.10% 0.10%
          $ 1,000.01 - $10,000.00 0.10% 0.10%
          $10,000.01 - $25,000.00 0.10% 0.10%
          $25,000.01 - $50,000.00 0.20% 0.20%
          $50,000.01 - up 0.20% 0.20%

          LOAN RATE SHEET
          Auto loans financed up to 100% Loan-to-Value, include tax, license, MBI and GAP waiver.

          New and Used Vehicles

          TermNew Auto RateUsed Auto Rate
          36 Months 1.99%** 2.99%**  
          48 Months 2.99%** 3.99%**
          60 Months 2.99%** 3.99%**
          72 Months 2.99%** 3.99%**
          84 Months 3.49%** 4.49%**

          New and Used Recreational Vehicles

          TermNew RateUsed Rate
          36 Months 5.42% 6.42%
          48 Months 5.42% 6.42%
          60 months 5.42% 6.42%
          72 months 5.63% 6.63%
          84 months 6.11% 7.11%
          120 months 6.41$ 7.41%

          Personal Loans (Up to $15,000 for Platinum credit score 740+)

          TermRate
          up to 48 months As low as 8.99% **

          Visa (6-month intro rate of 3.99%)

          LimitRate
          Up to $10,000 ** As low as 10.99%**

          Line of Credit

          TermRate
          up to XX months As low as 10.99%**

          First Trust Deed and 安徽福彩快三开奖结果 Equity Loans

          Please call the credit union

          *APR= Annual Percentage Rates. **Standard rate based on Platinum FICO score 740+. El Monte Community Credit Union has a managed-risk credit program and rates vary based on your individual FICO score. All rates reflect .50% discount with Direct Deposit payment (excluding Visa) Rates are subject to change without notice.

          asi logo

          Your savings insured to $250,000 per account. This institution is not federally insured, or insured by any state government.

          安徽福彩快三开奖结果

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